Directed by Steve Fuller and Charles Jensen
Produced by Go Film
Agency: Deutsch
Thanks to: Karen, Jen, Max, Autumn, Carol everyone at the agency, Greg, Aesli, Igor, Gary, Jonathan, Elisa, the casting team, Mel, everyone on the crew and everyone involved in post-production.
Director’s Edit by Charles Jensen
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Individual Health Insurance In Texas â Texas Health Insurance Pool
The Texas Health Insurance Pool provides individual health insurance in Texas for those who can’t buy private insurance because of health conditions. Any Texan who has been denied coverage because of his health has received a certificate from an agent stating that his health will make him unable to find coverage or has been offered coverage that is more expensive than it would be if purchased through the Pool is eligible. Dislocated workers and early retirees in certain trades who qualify for the Federal Health Coverage Tax Credit are also eligible to buy coverage through the Pool for themselves and their dependents.
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Individual health insurance in Texas through the Pool covers physician care, hospital care, maternity care, mental health services and prescription drugs. There are five different plans available through the Pool, including one high-deductible HSA option which offers a lower premium and tax advantages. Premiums offered through the Pool cannot be sold for more than twice the cost of a plan a healthy person of the same age would pay a private insurer for the same coverage. Coverage is guaranteed renewable, meaning it cannot be canceled so long as premiums are paid and the policy holder continues to reside in Texas.
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A person who has been diagnosed with a serious health condition such as AIDS, epilepsy or cancer is unlikely to be able to find individual health insurance in Texas at an affordable rate, and most policies are likely to include an elimination rider that excludes coverage for treatment of that illness. The Pool is designed to provide these Texans with coverage. In order to be eligible, a person must live in Texas, have no other current coverage and exhausted all other sources, including COBRA or other state continuation coverage. He cannot be eligible for another group health care plan, including Medicare or Medicaid.
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There are no exclusions for pre-existing conditions for those eligible for HCTC or under the Health Insurance Portability and Accountability Act (HIPAA) and cannot include riders to exclude coverage for any reason. However, those not covered by HCTC or HIPAA could be subject to a 12-month waiting period for pre-existing conditions. As of January 2010, over 26,000 people had individual health insurance in Texas through enrollment in the Pool, which operates as a PPO through the BlueChoice® Network through BlueCross and BlueShield of Texas. Services by in-network providers are covered at a higher co-insurance rate meaning lower out-of-pocket costs to the Pool member.
Go beyond the limitations of crutches, wheelchairs or scooters. It is truly an off-loading prosthetic that allows the user to fully integrate the device into their lives, giving them complete mobility. The user has the ability to accomplish all their normal day to day tasks without assistance, while at the same time keeping the strength in upper muscles of the injured leg….
Invacare Knee Walker offers the perfect blend of style, comfort,and affordability. The knee walker shares many of those great features that you have grown to love with Invacare. This walker is a perfect substitution versus crutches. This walker features an easy-to-operate ergonomic hand brakes, comfortable knee pad, and easy folding for storage or transport. It offers great maneuverability with th…