Archive for the 'Insurance Plans' Category

Do You Know Of Any Supplement Prescription Drug Insurance Plans?

December 31st, 2011 -- Posted in Insurance Plans | 2 Comments »

I am having to search for a supplement prescription drug plans, however, I would like to keep my medicare. So, I am searching for affordable supplement prescription drug plans. Does anyone know any reliable insurance plans? NOTE: I am not eligible for Medicare Plan D. Thanks for your help.
To clarify my question… I am sure there are other supplement prescription insurance plans available other than medicare. Does anyone know of any supplement prescription insurance plans available besides medicare? I apologize for the confusion early. Thanks

Even with your additional details your question is not very clear. That is partially because Medicare is not very clear, especially without knowing more details which you probably don’t want to post here. However, here are two plans. http://www.yourhealthplanadvisor.com/DrugCard.html

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Is It Possible To Use 2 Insurance Plans At The Same Time?

December 22nd, 2011 -- Posted in Insurance Plans | 7 Comments »

If I have two separate insurance plans, is it possible for me to use both of them at the same time? For instance if one of them doesn’t fully cover the cost of me buying glasses, is it possible to use the second one to cover the rest?
These plans are from two different companies.

You need to declare both of them at the time when you are paying for your glasses. Then you can go from there. Most likely they will take your Primary insurance first…they will know which one is which, and then go from there. They will explain their policy to you. Call their billing department tomorrow if you want to know before you go.

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What Is The Importance Of Life Insurance Plans?

September 9th, 2011 -- Posted in Insurance Plans | 3 Comments »

I actually planning to get one life insurance for myself.
But, I dont know the benefits of this one?
Can you please advise?

Generally life insurance is to pay either a lump sump benefit or replace your income through some form of annuity payment, for your family in case of death.

They usually break down into two groups.

"Term" which you pay premiums every year and renewal may (but depending on the plan, is not always be guaranteed to) be renewable

And "Whole Life", which you pay much more for it but will stay in force your entire life.

Term is the way to go for almost everyone.

Term that has some kind of guaranteed renewal for the rest people.

Whole for people who need life insurance but just don’t ever get around to renewing their term policies.

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What Is The Importance Of Life Insurance Plans?

August 28th, 2011 -- Posted in Insurance Plans | No Comments »

I actually planning to get one life insurance for myself.
But, I dont know the benefits of this one?
Can you please advise?

Generally life insurance is to pay either a lump sump benefit or replace your income through some form of annuity payment, for your family in case of death.

They usually break down into two groups.

"Term" which you pay premiums every year and renewal may (but depending on the plan, is not always be guaranteed to) be renewable

And "Whole Life", which you pay much more for it but will stay in force your entire life.

Term is the way to go for almost everyone.

Term that has some kind of guaranteed renewal for the rest people.

Whole for people who need life insurance but just don’t ever get around to renewing their term policies.

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